Car Accidents & Insurance Issues

Car Accidents & Insurance Issues 

Share on Facebook Share on Google Plus An insurance policy is usually the source of compensation for injury and property damage claims that follow a car accident. Here's how to navigate the issues. Need a lawyer? Choose an area of practice: 

 GET STARTED An insurer is almost always involved to cover the cost of the legal claims that arise after a car accident. 

More often than not - especially after minor accidents - the insurance company will foot all the bills and make it relatively easy on the claimant. Occasionally though, disputes arise, usually over the amount that should be paid to cover property damage and injuries.

In this section, you'll find information on dealing with the insurance company to recover a fair settlement. (Can't find what you're looking for? Also see our general personal injury section on insurance claims and adjusters.) The Basics Start with the main legal and financial issues here. How Insurance Affects a Car Accident Case Insurance coverage will almost always be a big part of the car accident equation. 

Contacting Your Insurance Company After an Accident After a car accident, you'll want to notify your insurance company. Here are some legal issues you can expect. 

Your Right to Get Your Car Repaired Learn about your rights regarding property damage and repair options after a car accident. 

Uninsured Drivers If you're involved in an accident with an uninsured driver, you will probably need to rely on your own insurance. Uninsured Motorist Coverage in a Car Accident The availability of uninsured/underinsured motorist coverage can make a big difference in recovering compensation after a car accident. Making an Insurance Claim for Underinsured or Uninsured Drivers Accidents Utilizing your UIM policy protection after a car accident with an uninsured driver. 

No-Fault & PIP Insurance Claims In some states, the issue of fault is irrelevant. Instead, your own insurance covers your injuries and property damage, and the other driver's insurance does the same for him or her. This is true in the District of Columbia, Florida, Hawaii, Kansas, Kentucky, Massachusetts, Michigan, Minnesota, New Jersey, New York, North Dakota, Pennsylvania, and Utah. 

What is No Fault Insurance and How Does a Claim Work? If you live in a "no-fault" car insurance state, you'll be making a claim against your own insurance company after an accident, regardless of fault. PIP (Personal Injury Protection) Claims After a Car Accident Learn how PIP claims after an accident work in the dozen or so "no fault" car insurance states. 

The "Serious Injury" Threshold If you are injured in a car accident in a "no-fault" state, you may be able to step outside of the no-fault system and file a lawsuit for damages that you would otherwise be unable to claim. Here's how it works. Bad Faith and Insurance Claim Denials In some cases, a fair claim may be denied or the insurance company just won't do their job. 

When & Why a Car Accident Insurance Claim is Denied Here are some common reasons an insurance claim may be denied, and what your legal options are. "Bad Faith" in Car Accident Insurance Injury Claims In rare circumstances, an insurance company may deny coverage of a car accident injury claim in "bad faith". 

When that happens, the insurer can be sued for additional damages. Litigation of Bad Faith Failure to Settle an Auto Accident Claim Written by an expert on the subject, this article covers the key issues to winning in a bad faith claim.